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It can happen to anyone. You are driving along, minding your own business, and the next thing you know you look down at the speedometer and it’s a little higher than you thought. Seconds later, the local police officer is pulling you over and writing you a ticket. That’s never a pleasant experience and you can be tempted to simply pay the ticket and move on, but should you? Not always.

When you get a ticket, you have two options: pay the ticket or contest it. When you contest the ticket, there’s a chance that the fine could be reduced or thrown out altogether. The downside to contesting a ticket is that it can be a bit of a hassle unless you hire a company such as Hwy Legal to help you through the process.

To determine whether you should contest your ticket, ask yourself:

If I pay this ticket, will it adversely affect by insurance rates?

A speeding ticket represents more than just the single infraction for which it was levied. It says to your insurance company that you are a bigger risk than they had originally thought. Because of that, they may raise your premiums for several years. It may be that your insurance company offers forgiveness for a first offence. In that case, it may be best just to pay the fine.

How could this ticket affect my employment status?

Some employers require you to have a clean driving record to do certain jobs, such as driving a bus or making deliveries. If your livelihood depends on driving for a living, you’ll probably want to contest your ticket in the hopes that the charges against you will be dropped.

What is the status of my driver’s license, and how will this ticket affect that?

For more serious crimes, you may be at risk of receiving demerit points against your license. If you already have demerit points on your license, it could be worth contesting the ticket. Even if the charges are not thrown out entirely, a judge may reduce or eliminate the demerit points by reducing the charge if you agree to pay a reduced fine. Accumulating too many demerit points can result in license suspension, so it’s definitely something of which drivers need to be careful.

If you take stock of the answers to these questions and decide that you should, in fact, contest your ticket, don’t go it alone. The legal system is complex and challenging, and for your best chance at having your ticket successfully contended, it’s best to hire an expert to help you. There are many companies out there who specialize entirely in fighting speeding tickets. They can help you navigate the legal system and identify aspects of your case that should be brought to light in front of the judge.

Getting a speeding ticket is never a fun experience, but you don’t have to take the matter lying down. If you believe you have been wrongfully charged, you can contest the ticket in the hopes that the judge will see things your way.