Is It Necessary To Hire Lawyers?
So you just had an injury because of a car accident and want to file a claim since you happen to have an insurance that will cover for the medical treatments to get you back in better shape. But there are instances where you will find it strange that you have not received the right benefits that you are entitled to. There are people who tend to ignore this matter but others find it unfair because they actually paid a lot for it. Although you can settle this yourself, there will come a time when you can no longer bear how the insurance company responds to your requests. This is the main reason why you would want to look for the assistance of a lawyer.
When Do You Hire A Lawyer?
You should get the services of a compensation and injury lawyerwhen the accident is really serious and if you have experienced major injuries. This is because you will need to file a huge claim after this and insurance companies have their way of ‘cutting off’ the claims by hiring a claims adjuster. They are the ones who negotiate in handling the claims. Unfortunately, most of the time, they do it for the advantage of the insurance company. The tactics and the complex language they use in negotiating can either make you more confused or frustrated.
The need to hire a lawyer for your insurance claims depends on the severity of the case and your current capability to know about the total claims you’re entitled to and how they should cover the treatments for the injuries you have sustained.
What to Be Aware Of
When you decide to do it on your own and thought of hiring a lawyer later on, be extra careful with the negotiations. The best approach would be to put everything into writing rather than just verbal interactions. If the situation you are in is a complex one involving large claims and without any written record of your negotiations, it is best to bring a recorder with you before the negotiations begin. This is important to prevent both parties from changing the deals to become more favorable for just one party. It will also serve as your supporting evidence in case they attempt to change the version of the agreements or statements.
Claiming Your Benefits
If you decide not to hire the services of a lawyer and be forced to accept the terms of the insurance company, you will likely receive your money quickly. This depends on the kind of situation you are in. For example if the accident is just a minor case, then it will only take a couple of days for you to get your claims but if it involves serious injuries like major car crashes which are taken up to court, it could take years to get your claim.
If you decide to hire a lawyer to defend you, expect that your claim can take years to settle and even more if you live in highly populated areas where court cases are issued for around 3 to 4 years.